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Based on the PCI Data
Security Standard and ISO 17799:2005, iPay88 have been developed with the
following security features:
iPay88 is protected from virus attacks by the antivirus
software and hardware.
Hardware firewall - iPay88 is
protected from hackers and virus attacks by the hardware firewall.
128 bit Secure Socket Layer (SSL) -
To ensure secure communication over the Internet.
Digital Signature Certificate (SHA hash function) -
To ensure the data integrity and completeness
during transmission on internet as well as to verify the data sender’s
identification.
SQL Injection Free - Exploits a
security vulnerability occurring in the database layer of an
application. The vulnerability is present when user input is either
incorrectly filtered for string literal escape characters embedded in
SQL statements or user input is not strongly typed and thereby
unexpectedly executed.
DoS Attack Prevention - To
prevent attempt that makes computer resource unavailable to its intended
users.
Pre-determined Request & Respond URLs -
Strange URL is not allowed to communicate with iPay88
system.
Automated Fraud Screening
- Is a tool to examines an online
transaction to detect fraudulent transaction based on few key features
such as Geographical IP address, Email, Bank Identification Number, etc.
3D-Secure Compliance -
3D-Secure is a XML-based protocol to
allow authentication of cardholders of credit card companies in online
credit card transactions. 3D was developed by Visa to improve the
security of Internet Payments. It was adopted and is offered with the
service name "Verified by Visa" (by Visa) and "MasterCard SecureCode"
(by MasterCard). Under 3D authentication program, online buyer will be
redirected to their issuer bank page where extra password or security
info needed for authentication after they entered Credit Card No, CVC/CVV2
and Expiry Date at Credit Card Payment Interface. Thus, online buyers
need to enroll for the authentication code with their issuer bank before
any e-Payment, usually via bank's official page.
Fraud Monitoring
- Through our analysis, iPay88 have been
able to identify traits and patterns that are associated with fraudulent
orders. iPay88 Risk Management Officer will monitor merchants?
transactions during working hours. He/she will alert you when fraud
suspected.
Unique Merchant ID & Password
Server Requery
Frequency Check
Blacklist Database
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