Credit card on-us routing

Enjoy lower MDR rates.


  • Available only for credit card users;
  • Available for payments in Malaysian Ringgit only;
  • Easy integration into your system;
  • Friendly tech support in case of queries and problems.

iPay88 system will route your customer's transaction to a respective bank for transaction authorisation. By using "credit card on-us routing" you will avoid extra charges incurred by VISA or MASTERCARD if your customer's credit card is issued by the same bank as your MID.

How does it work?

Credit Card Routing On-Us

Credit Card Routing Without On-Us

Credit card on-us routing can be featured in:

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